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Terms of Use

Last updated: November 02, 2026

By using this website (the “Site”) you agree to these terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site and its calculators for personal, non-commercial purposes. You must not copy, republish or scrape substantial parts of the Site without our written permission, or use it in any unlawful way.

No advice

All content and calculator results are general information only and are not financial, tax, investment or legal advice. See our Disclaimer.

Accuracy

We work hard to keep information accurate and up to date, but we make no guarantee that the Site is complete, accurate or free of errors.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, the Site or its results.

Intellectual property

The Site’s content, design and code belong to PennyCalcs unless stated otherwise.

Changes

We may update these terms at any time. Continuing to use the Site means you accept the updated terms.

Contact

Use our contact form.